Need help on a Unix utility to format text.

[Generic Account 1222]

I need some help!! I'm am looking for a Unix utility that will get
standard input and format it to 72 columns max. I looked at 'fmt'
and it was putting the word which fell on the 72nd column on the
following line.  I need something which will break any word
at the 72nd column regardless.

Thanks in advance,

LP